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Category: Conventional Loans

Conventional loans are mortgages not backed by government entities like the Federal Housing Administration (FHA) or the U.S. Department of Veterans Affairs (VA). Homebuyers who can qualify for conventional loans should strongly consider this type of loan because it’s likely to provide less costly borrowing options.

Conventional lenders often set more stringent minimum requirements than government-backed loans. For example, a borrower with a credit score under 620 won’t be eligible for a conventional loan but would qualify for an FHA loan. It’s important to look at the full picture — your credit score, debt-to-income (DTI) ratio, down payment amount, and whether your borrowing needs exceed loan limits — when choosing which mortgage loan will best fit you.

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Which Type of Loan is Right for Me?

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(MODIFY THIS TEXT) Wondering how to decide which option is right for you? Start by going through the list below and checking off which boxes sound the most fitting...

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Conventional vs Non-Conventional Loans

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(MODIFY THIS TEXT)   Even if you are just starting out on the journey to homeownership, you have likely heard about two of the most common mortgages: conventional and...

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Types of Conventional Loan

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There are two main types of conventional loans: conforming loans and non-conforming loans. Conforming Loans Conforming loans refer to any conventional mortgage that adheres to the financing limits set...

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Welcome to US Invest Financial- your premier Doral Mortgage Broker and much more! Securing a residential or commercial loan can be intricate, but with our expert Home Loan Expert and 2517771 NMLS Licensed Brokers, your journey to property ownership or investment is streamlined and supported. Not only do we specialize in delivering the most Reliable Financial Consultant service, but we also pride ourselves as a guiding light in the Commercial Loan Assistance space, ensuring your business ventures are supported by strategic financial advice and solutions. Our team, with its astute Qualified Mortgage Advisors, is here to illuminate your path in the often complex realms of real estate with a strategic Property Investment Guide crafted to your unique circumstances and investment aspirations. Whether seeking Residential Home Loan guidance, exploring Affordable Investment Properties, or necessitating adept Local Mortgage Solutions, we are here to amplify your financial and investment potential in Doral and beyond, propelling you towards secure and prosperous property endeavors. Begin your journey with the most adept and dedicated financial team now – Connect with The US Invest Financial today!

This is not an offer for extension of credit nor a commitment to lend. Programs, rates, terms, and conditions subject to change without notice. Certain restrictions may apply. All approvals subject to underwriting guidelines. Not all applicants will quialify. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, or age because all or part of your income may be derived from any public assistance program or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.